Investing News

The never-ending reports of breaches and hacks prove that your sensitive financial and personal data isn’t necessarily safe, particularly when it comes to credit cards. One of the largest data breaches involved Capital One. The credit card company reported that personal information of 106 million of its customers had been compromised in July 2019. Data

Apple, Inc. (NASDAQ: AAPL) designs, manufactures and markets mobile communication and media devices, personal computers (PCs), and portable digital music players. The company’s products and services include the iPhone, iPad, iPod, and Apple Watch. All of Apple’s segments produced higher sales and operating income in 2018. The company manages its business by geographic area. Below,

Apple CEO Tim Cook presents the new iPhone 14 at an Apple event at their headquarters in Cupertino, California, U.S. September 7, 2022.  Carlos Barria | Reuters The market outlook is becoming increasingly uncertain, given unwieldy inflation and a slowing economy. Stocks ended Friday with losses. They were ultimately unable to bounce back from a

The financial crisis of 2007-2008 was years in the making. By the summer of 2007, financial markets around the world were showing signs that the reckoning was overdue for a years-long binge on cheap credit. Two Bear Stearns hedge funds had collapsed, BNP Paribas was warning investors that they might not be able to withdraw

Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: To obtain a lower interest rate To shorten the term of their mortgage To convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa To tap into home equity

Natural resources are commodities, the raw inputs used to make everything we use, from intermediate goods to finished products. These resources are found in the earth among reserves yet to be extracted. Renewable resources are those with supply not diminished by use, including solar power, wind power and hydroelectric energy. Nonrenewable resources like fossil fuels

If you’re looking to invest in S&P 500 stocks, but don’t have the temperament to sift through and analyze the financial fundamentals of 500 individual companies, an S&P 500 Index fund or exchange-traded fund (ETF) can help you gain exposure to all those stocks—without the grueling analysis. The S&P 500 Index tracks the largest and

Money, whether it’s represented by a shell, a metal coin, a piece of paper, or a string of code electronically mined by computer, doesn’t always have value. Its value—currently estimated at around $420 trillion—depends on the importance that people place on it as a medium of exchange, a unit of measurement, and a storehouse for

Home Equity Loan vs. HELOC: An Overview Home equity loans and home equity lines of credit (HELOCs) are loans that are secured by a borrower’s home. A borrower can take out an equity loan or credit line if they have equity in their home. Equity is the difference between what is owed on the mortgage loan and the

If you can walk into a supermarket and find Costa Rican bananas, Brazilian coffee, and a bottle of South African wine, you’re experiencing the impacts of international trade. International trade allows countries to expand their markets and access goods and services that otherwise may not have been available domestically. As a result of international trade,

One of the biggest perks of homeownership is the ability to build equity over time. You can use that equity to secure low-cost funds in the form of a second mortgage—either a one-time loan or a home equity line of credit (HELOC). There are advantages and disadvantages to each of these forms of credit, so

Smartphone maker Xiaomi Corp. filed for its initial public offering (IPO) in early May of 2018. The Beijing-based company, headed by co-founder and Chief Executive Officer Lei Jun, generates revenue through four primary business segments: smartphones, Internet of Things (IoT) and lifestyle products, internet services, and miscellaneous additional services and products. The company ambitiously anticipated an enterprise value of as much as $100

For people of a certain persuasion, it’s fun to make fun of Microsoft (MSFT). It’s outdated and occasionally bloated software. An operating system version so despised that most users refused to upgrade from its predecessor and instead waited for its replacement. A browser that once held 95% of world market share, no longer leads in

To some, it’s the greatest idea since price supports for agriculture: A government assumes its citizens’ healthcare choices, paying every cost and minimizing all guesswork. To others, it’s an infringement on individual human autonomy, the transference of private decisions about health to a taxpayer-funded bureaucracy.  Single-Payer Healthcare A euphemism for “government-run,” “single-payer” means that instead of every person

Chances are that you or someone you know has experienced a layoff at some point. No matter how stable and safe your career might seem, getting the so-called pink slip can happen to anyone. Indeed, the 2020 economic crisis and lockdown has been the epitome of unexpected. Nearly 21 million people were unemployed in May

In the United States, investing in real estate is a popular way to build wealth. Many people purchase homes and rent them out, earning income from the rent. In fact, individual investors own nearly 17 million rental properties today. Most investors purchase rental properties with home loans. If you own an investment property, you may

Artistgndphotography | E+ | Getty Images Company: Griffon (GFF) Business: Griffon operates through two segments. Consumer and Professional Products (“CPP”) conducts its operations through AMES. Founded in 1774, AMES is the leading North American manufacturer and a global provider of branded consumer and professional tools and products for home storage and organization, landscaping and enhancing

Nike, Inc. (NYSE: NKE) is one of the world’s largest company in the textile – apparel, footwear and accessories industry. As of Sep. 16, 2022, Nike had a market capitalization of $165.6 billion. Nike first began as Blue Ribbon Sports in 1964 and became incorporated as Nike in 1971. Since its humble beginnings, when the

A Roth individual retirement account (Roth IRA) can be an excellent way to stash away money for your retirement years. Like its cousin, the traditional IRA, this type of retirement account allows your investments to grow tax free. It also lets you take tax-free withdrawals of your contributions (but not earnings) at any time. Under

When you read all those stories about the 1%—or even the top 5% or 10%—it may raise the question: How much money do you need to pull in to be in one of those groups? You’ll need at least six figures to count yourself among the nation’s top earners, according to data published by the Economic